Showing posts with label investment 投资. Show all posts
Showing posts with label investment 投资. Show all posts

Wednesday, March 25, 2009

How do we measure a company's financial status?


Came across this article online. I am going to try if it is really a good one. This tip is quite useful for us to identify a good company provided it is really accurate :P. Anyway it looks like the index is subjective to every country.

Sunday, July 13, 2008

This is 21st century

Had a chat with friend. Were talking about investment. I complaint that buying a house basically means being put in prison for whole life because you owe to bank for 20-30 years!!! You are going to lose your freedom. Anyway, why should we think of getting a house as an investment? Yes it may have been the best way for the previous generation for investment but it may not seem to be as important as it was now! Nowadays we have plenty of ways to invest our money. For e.g. trust fund. In old time people did not buy trust fund! Well I am talking about people in Malaysia. Nowadays there are plenty of trust funds for us to choose. One advantage of buying trust fund is you are always guaranteed the liquidity! You will not enjoy the same level of liquidity if you are buying a house as you need time to get someone who is willing to offer the price that you are expecting to buy your house. Else it is going to be a burden to you because every month you have to allocate certain percentage of your income to bank!

Friday, May 16, 2008

Finally stock market crossed 1300 points!

After having fluctuated for several weeks, finally KLSE(Malaysia Stock Exchange Market) soared to over 1,300 !!! It is the highest record since the tragedy on 10th March 2008!

Despite the good news of KLSE, over the 4 counters i am holding, 3 of them actually dropped today including the prominent Public Bank! Well, the decline does not really matter to me because overall my portfolio still generates a book yield. I would like to express my gratitude to the Public Bank! It has been performing very very well since the day i bought its shares.

I think my mutual funds' price will rise further following by today's good performance of KLSE. Looks like i am going to do another time of switching in a few weeks time.

Good day!

Wednesday, May 14, 2008

Switched mutual fund to protect my profit!

After 22 months(almost 2 years) of buying Public Ittikal Fund, finally today i decided to switch to another fund to protect my profit.

The return rate of the fund is very impressive. It achieved a total return rate of around 39% which also means around 20% per year on average. Since the day i bought this fund i have been very confident of it as it has a handsome history. The statistics told me this fund is really worth to buy! Back then i really took a lot of time to actually study each funds and also compare each of them before i made my move.

Too bad i missed the golden moment last year. The fund raised so remarkably. At one time it even achieved an overall return rate of more than 40%! I damn regret now! I should have sold it off during that time! Well, one of my customer chose to sell his fund off last year. It so happened that he needed money during that time. Thus he managed to enjoy the 40%++ of return rate! Oh yes, he bought Public Ittikal too because i am the one who recommended this fund to him!

Luckily after the huge decline of the KLSE stock market due to the 'Political Tsunami' which took place on 8th of March 2008, Public Ittikal's price has been gradually restoring to the level which reflects its actual value.

The big drop of March really taught me a lesson. I decided not to be so greedy anymore. To me, 20% of return rate per year is considered a great achievement already. That's the standard practiced by Warren Buffet all this while!

After several days of serious thought, this noon i went to the nearest Public Mutual branch and did the switching. Anyway that was my first ever fund switching.

I switched the fund units to 2 different conservative profile funds.

Wednesday, March 5, 2008

Very, very much blood shed in KLSE

Over the past few days, KLSE index dropped drastically. A few billions of RM just gone like that. It's like a dagger ripping my heart! Nobody like us (small investors) have ever expected this. Especially right now the general election is approaching!

The profit earned from both stock counters and funds last year soon turned into ashes.

So far, over the 3 stocks i am holding, 2 of them achieve a growth of 46.06% & 46.45% respectively. I have been holding these 2 stocks for 3 years already. It means on average, they have brought >14% profit each year. Well, the other one, which is the only one, causes me losses anyway! It's approaching one year and so far it causes loss at -17.37% ! Well, everything stated here is not the physical one as i have not yet sold the counters off!